Confirmed achievements

The model of deposit insurance system organisation and the existence of the Deposit Insurance Fund as a reserve for paying the depositors in the event of bankruptcy of a credit institution, enable the Agency to be highly efficient in performing its role. Thus, in two recent cases the Agency began paying the compensations to depositors within 7 to 10 working days after the bankruptcy of a credit institution, even though the law requires a deadline of 20 to 30 working days to be met. Such a prompt reaction by the Agency is considered a great success, taken into account that one of the goals of the new EU Directive is to achieve a model of compensation payment within ten working days by 2023.

    Total payout obligation to depositors since the Agency was founded

    No CREDIT INSTITUTION YEAR OPENING BANKRUPTCY TOTAL PAYOUT LIABILITIES in HRK NUMBER OF DEPOSITORS
    Ukupno: 5.418.967.589 217.203
    1 Vukovarska banka d.d. Vukovar 1998. 26.628.202 13.101
    2 Građanska štedionica d.o.o. Zagreb 1998. 30.224.221 946
    3 Ilirija banka d.d. Zagreb 1999. 36.944.134 1.780
    4 Komercijalna banka d.d. Zagreb 1999. 67.821.200 8.958
    5 Glumina banka d.d. Zagreb 1999. 1.356.788.906 24.002
    6 Županjska banka d.d. Županja 1999. 599.833.146 42.688
    7 Gradska banka d.d. Osijek 1999. 961.216.280 35.875
    8 Neretvansko gospodarska banka d.d. Ploče 1999. 27.711.987 5.635
    9 Invest štedionica d.o.o. Zagreb 1999. 13.818.361 201
    10 Promdei banka d.d. Zagreb 1999. 8.451.297 207
    11 Hrvatska gospodarska banka d.d. Zagreb 2000. 226.148.878 25.255
    12 Agroobrtnička banka d.d. Zagreb 2000. 128.570.637 14.613
    13 Trgovačko-turistička banka d.d. Split 2000. 21.738.890 1.419
    14 Adria štedionica d.o.o. Zagreb 2000. 1.865.769 31
    15 Dugi pogled štedionica d.o.o. Zagreb 2001. 8.327.636 99
    16 Grošbanak štedionica d.o.o. Zagreb 2001. 12.752.583 320
    17 Štedionica za razvoj i obnovu d.o.o Zagreb 2001. 87.806.595 4.624
    18 Razvojna banka Dalmacija d.o.o. Split 2001. 3.301.761 97
    19 Gold štedionica d.o.o Split 2001. 12.275.736 343
    20 Mediteran štedionica d.o.o. Split 2001. 20.449.916 421
    21 Alpe Jadran banka d.d. Split 2002. 28.238.789 1.846
    22 Kaptol banka d.d. Zagreb 2002. 15.072.976 411
    23 Slavonska štedionica d.d. Zagreb 2002. 19.037.597 304
    24 Gospodarska štedionica d.d. Vrbovec 2003. 10.077.645 166
    25 Međimurska štedionica d.d. Čakovec 2004. 160.527.492 4.366
    26 Credo banka d.d. Split 2012. 471.330.855 12.958
    27 Centar banka d.d. Zagreb 2013. 525.190.379 7.126
    28 Nava banka d.d. Zagreb 2014. 157.310.615 1.197
    29 Banka splitsko-dalmatinska d.d. Split 2016. 379.497.567 8.212
    30 Tesla štednja banka d.d. Zagreb 2018. 7.540 2